Energy Loan
A loan to make your business more sustainable
What is an Energy Loan?
The Energy Loan is a business loan up to $ 50,000, created to make your company more sustainable and reduce energy costs. Thanks to the interest subsidy the Ministry of Economic Affairs and Climate, the interest rate is now only 2% per year. This makes sustainability accessible, helps you save on energy costs in the long term, and reduces your company's dependence on fossil fuels. You pay a fixed monthly amount for interest and repayment, so you know exactly what to.
With the SME Sustainability Loan, Qredits aims to stimulate sustainable practices and investments for both new and existing businesses on Bonaire, St. Eustatius, and Saba.
Are you an entrepreneur on Bonaire, Saba, or Statia and want to make your business more sustainable? Apply for the Energy Loan the button below.
- Amount: up to $ 50,000
- Term: 60 months
- Interest rate: 2% per year fixed annually
- Available for entrepreneurs in Bonaire, Sint Eustatius, and Saba.
- One-time processing fees from $ 275 to $ 825
- Payment: fixed monthly amount for interest and repayment
Checklist for your application
Before applying for an Energy Loan, it is important to consider the required documents and information. The checklist below outlines the information needed when applying for the Energy Loan.
- Description of business activities and the market
- Chamber of Commerce extract
- Investment budget with explanation
- Final annual figures (balance sheet and profit & loss statement) of the last 2 years from an accountant
- Interim figures for the current year (from own administration)
- Profit and loss budget
- Liquidity forecast
What can I make more sustainable in my business?
Use the Energy Loan for solar panels, solar thermal panels or for battery storage to relieve the power grid and utilize energy efficiently.
Invest in insulation, heat recovery, or LED lighting.
Use the Energy Loan for energy-efficient cooling, kitchen equipment, and machines. You can also adjust your product line to reduce fossil fuels or electricity.
Consider an electric company car or the use of biofuels and hydrogen to reduce fossil fuels.
Do you have other sustainability plans? Let's discuss them with us! We'll see together if they fit within the objectives of the Energy Loan.
A joint initiative
The Energy Loan is a joint initiative by Qredits, the Ministry of Economic Affairs and Climate Policy, ASN Bank, and BNP Paribas. The Dutch government subsidizes a large part of the interest costs, which has reduced the interest rate to 2% per year fixed for the duration of the loan. This allows entrepreneurs in the Netherlands and the Caribbean Netherlands (BES islands) to benefit from an affordable loan for sustainability investments. It encourages sustainability in the SME sector, both for start-ups and existing businesses.
Coaching and training
In addition to lending money, Qredits is here for you. Anyone who takes out a loan with us can receive a coach and participate in training sessions. This way, you can continue to develop as an entrepreneur.Quick clarity
At Qredits, we help you quickly! After a one-on-one meeting with a business advisor, you will know within two weeks whether you can get a loan. However, all necessary documents must be submitted completely. 
Not sure how to proceed or have questions? We’re here to help! We also provide advice on which loan, training, or coaching best suits your situation. Contact us.